1a.
Please state the limit of indemnity required:
$
1b.
What excess do you wish to pay towards a claim?:
$
2.
Do you currently have professional indemnity insurance?
If yes , please provide details below:
Expiry date:
Insurance company:
Indemnity limit:
$
Excess:
$
Premium:
$
3.
Full business description for which insurance is required:
4.
Particulars of Principal:
Resume/CV: If not contained on your website,
please copy & paste or email a brief resume for each Principal and/or
Director.
5.
Have you ever had a liability insurer:
a.
Decline a proposal?
b.
Impose special terms?
c.
Decline to renew your insurance?
d.
Cancel your insurance?
If the answer to any of the above is Yes , please provide details:
6a.
Have there been any major changes in you Business activities in the last 24 months?
If Yes , please provide details:
6b.
Do you anticipate any major changes in you Business activities in the next 24 months?
If Yes , please provide details:
7.
Please indicate total Turnover (Turnover means the total of all income generated by
the Business from all areas of the Business for which Business Medical Indemnity insurance is required
whether retained by the Business or otherwise and before any apportionment or deduction of any expenses
and/or tax):
7a.
Actual Turnover last financial year:
$
7b.
Estimated Turnover current financial year:
$
7c.
Estimated Turnover forthcoming financial year:
$
8.
Please indicate the total number of patients for which services were provided:
8a.
Last financial year:
8b.
Estimate for current financial year:
8c.
Estimate for forthcoming financial year:
9.
Please indicate the total number services provided:
9a.
Last financial year:
9b.
Estimate for current financial year:
9c.
Estimate for forthcoming financial year:
10a.
Please advise the percentage of Turnover as follows:
Percentage of Gross Income:
10b.
Please advise the percentage of patients as follows:
Percentage of Patients:
11.
Does your Business currently or has your Business previously held Business Medical Indemnity / Professional Indemnity insurance?
If Yes , please complete details in the table listing each individual insurer:
12a.
Please indicate the limit(s) of liability (sum insured) for which your Business requires a quotation:
$3,000,000
$5,000,000
$10,000,000
$15,000,000
$20,000,000
12b.
If your Business requires a limit(s) of liability other than as detailed above, please state the required amount. (Note: Maximum limit of liability available is $20,000,000):
$
12c.
A minimum excess of $10,000 each claim will apply to the policy issued. Please state if your Business would like a quote for higher excess options:
13a.
Does your Business require insurance for claims that may be made arising from or attributable to incidents that may have occurred in any period prior to the requested commencement date of insurance?
If Yes , please complete the following:
13b.
Please advise the date from which your Business requires Retroactive Indemnity:
13c.
If your Business is currently insured please advise the Retroactive date recorded on its current insurance policy:
Note: This will mean that if Retroactive Indemnity
is granted your Business will be covered for claims made during the period of insurance
for incidents that occurred after the agreed Retroactive Date excluding any claims or
circumstances of which it was aware at the time of completion of this Proposal Form.
13d.
Is the Business Description for which you seek Retroactive Indemnity the same as the Business Description declared in Question 3?
13e.
Please provide details in the following table, relative only to the period for which Retroactive Indemnity is required:
14.
Does your Business engage in activities outside of Australia for which insurance cover is required?
If Yes , please advise location, key activities and percentage of turnover:
Note: No cover can be provided for business activities undertaken
in the USA or Canada or jurisdictions to which the laws of USA or Canada apply.
15.
Do the activities of your Business include medical research and/or clinical trials for which your Business requires cover?
If Yes , please email /fax/mail the following
information for each medical research and/or clinical trial:
Are research/trials projects initiated solely by your Business
Are research/trials projects undertaken on behalf of third parties e.g. drug companies,
product manufacturers, research foundations etc
Is your Business entitled to and/or is your Business provided with indemnities by third
parties in relation to research/trials projects undertaken by your Business
Does your Business provide indemnities to third parties in relation to research/trials
projects undertaken
Are volunteers advised where double blind studies are undertaken
Do research/trials projects involve female volunteers of child-bearing age
Do research/trials projects involve testing or experimenting in obstetrics, paediatrics,
transplant and/or surgery, human embryo research, genetic engineering or artificial organ research
Are there consenting procedures/protocols, consenting documentation and consent forms
16.
Please advise the total number of full or part time staff, including allied health professionals,
employed by your Business
17a.
Does your Business employ medical practitioners?
If Yes , please advise the percentage of all employed medical practitioners
who are insured with or proposed to be insured through Greater National Group:
%
17b.
Does your Business require all medical practitioners to maintain their own medical indemnity insurance?
Note: Each employed or contracted registered medical practitioner
must at all times have in place their own medical indemnity insurance unless an
extension is sought and is granted to cover registered medical practitioners under this insurance.
17c.
Does your Business require employed medical practitioners to be noted as insured parties under this insurance in lieu of them maintaining their own separate medical indemnity insurance?
17d.
Does your Business required contracted medical practitioners to be noted as insured parties under this insurance in lieu of them maintaining their own separate medical indemnity insurance?
If Yes , please provide details of terms and conditions of contract in relation to indemnity and insurance provisions:
17e.
If you answered Yes to questions 17c or 17d, please provide or attach a full listing detailing:
Name of medical practitioner
Qualifications/Specialty
Nature of work undertaken
Date commenced employment (and date ended - if applicable)
Date contracted (and end date - if applicable)
Practice location
After making appropriate enquiries, are you aware, or is any principal, partner, director, employee or agent of your Business aware of:
18a.
any claims having been made against your Business, its principals, partners, directors, employees or agents, alleging medical malpractice, negligence or breech of professional duty?
18b.
any occurrences or events the circumstances of which might give rise to a claim being made against your Business, its principals, partners, directors, employees or agents alleging medical malpractice, negligence or breach of professional duty in the future?
18c.
any occurrences, events or investigations the circumstances of which might be the subject of inquiries or proceedings against your Business, its principals, partners, directors, employees or agents for misconduct in the provision of health care services, advice or treatment?
18d.
any past, current or future inspection, review, inquiry or investigation of your Business, its principals, partners, directors, employees or agents by Medicare Australia, or any allegation of an offence against the Health Insurance Act 1973 ?
18e.
any contact by Medicare Australia in relation to your Business, its principals, partners, directors, employees or agents in the last five (5) years?
If you answered Yes to any of the above, please provide the following details:
Date of incident
Date you or any principal, partner, director, employee or agent of your Business became aware of incident
Full details of incident, including gender and age of patient (where applicable) but not the patient name
or doctor name or any other information which would identity the patient or doctor. If we need patient or
doctor names, we will contact you separately.